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Windscreen Insurance

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What is Windscreen Insurance?

Our policy will cover the cost of repairs to or replacement of a damaged windscreen.

What do we cover?

We cover the cost of repairing any accidental damage to a customer’s windscreen occurring after the start date of the insurance. We will also cover the costs of a full windscreen replacement if repair is not possible.

Points to consider

Driving with even a small chip in a windscreen can be very dangerous.  They may start off small but over time they can expand and eventually lead to shattered windscreens. Driving with a cracked or damaged windscreen can be considered a driving offence leading to penalty points on a licence. It will also lead to an MOT failure.

Does your customers motor policy cover windscreen damage? The answer is it may, or it may not. They will need to read the policy wording to see if windscreen damage is covered. It may be covered for an additional premium, and it may have its own excess – or it may not be covered at all!!

Windscreen damage repairs usually start at £50 but not every chip or scratch can be successfully repaired, and replacement may be the only option. To replace a windscreen costs anything from £130 to £500. With cars getting ever more sophisticated, windscreen displays are now becoming an integral part of the modern driving experience. 

There is usually an excess that applies to repairs and replacements –this is shown in the policy schedule. However, when this is added to the windscreen premium it is usually a lot cheaper than the excess under a motor policy plus the possible loss of a no claims bonus or an increased motor renewal premium.

Why choose Financial & Legal?

 We provide a 24/7 phone number. We have a nationwide network of specialists in windscreen repair and replacement. They will arrange for windscreen repair and replacement as soon as possible to get your customers back on the road safely.

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

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