If there is a motor accident, not all losses are covered by the motor insurance policy. Motor legal protection insurance provides cover to recover any losses incurred following an accident which are not covered under the main motor policy.
You can choose which options to offer customers but policies generally provide insurance to recover the “uninsured losses” which may include,
A motor legal expenses policy is typically sold alongside a motor insurance policy, although it can be offered separately.
Our motor legal expenses policy provides peace of mind for the customer following a motor accident. We are able to offer our standard product or bespoke the product to your customer’s needs.
Our policy offers excellent value for money following a non-fault motor accident. The customer would otherwise incur legal costs to recover their losses.
The policy also covers additional expenses such as the policy excess which motor insurers charge, any costs of any hire car required and also loss or damage to any personal items, if they are not insured elsewhere.
We can provide cover for a customer’s legal costs up to a limit of £100,000.
Financial and Legal Insurance are able to offer cover for all types of vehicles, from private cars to a fleet of vehicles as well as leisure vehicles such as caravans and motorhomes.
We can assist with the following vehicles:
Motor legal expenses insurance generally includes a legal helpline to provide the customer with legal assistance in relation to the motor claim.