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Consumer Litigation and Financial Mis-selling

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What is After the Event Consumer Litigation and Mis-selling Insurance?

This is After the Event (ATE) legal expenses insurance covering the cost of own disbursements and opponents’ costs if the claim is unsuccessful or discontinued relating to  ‘Financial Mis-selling’ or Consumer Contract disputes.

Who is it for?

This policy would suit any consumer who feels that they have been the victim of mis-selling for example has someone retained a commission payment which was not disclosed to the customer? There may have been breaches of fiduciary duty or products and services misrepresented to a consumer at the time of purchase.

Some examples for this include:

  • Vehicle Personal Contract Plan – a third-party paid commission that your client was not aware of.
  • Mis-sold investment products – there are a variety of investment products that could be mis-sold, such as profit bonds, company stocks, and managed portfolios
  • Mis-sold pensions
  • Mis-sold mortgages

What does it cover?

ATE insurance will cover the cost of disbursements and opponents’ costs if the claim is unsuccessful .

Is there anything else you should know?

If you have customers that want to pursue a claim against a financial institution or someone who has broken a contract or their fiduciary duty we can offer a comprehensive policy to meet their needs. Our cover can include limits of indemnity ranging from £25k to £100k.

Why choose Financial and Legal?

  • We have 20 years’ experience in After the Event Insurance
  • We can tailor policies to suit your clients needs
  • We are a UK-based insurer.
  • Delegated Authority is available for acting solicitors subject to expertise and experience.
  • Policy set up and reporting requirements are simple

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

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