F&L are a wholly UK based Insurer, regulated by the Prudential Regulation Authority and the Financial Conduct Authority.
F&L are Solvency II compliant and publish an annual Solvency and Financial Condition Report.
F&L provide bespoke solutions across both BTE and ATE Legal expenses, in addition to a wide range of Insurance products, all underwritten in-house.
Our dedicated team of professionals are based in Cheadle, Cheshire providing bespoke and specialist insurance products, working with our partners and customers to develop innovative propositions to meet customers’ needs.
As a small and agile business, with no legacy constraints, we have the ability to tailor policies to meet specific clients’ requirements and dovetailed with our in house underwriting capacity allows us to respond rapidly to market changes.