What is Before the Event Commercial Legal Expenses Insurance?
BTE Commercial legal expenses insurance provides cover for legal costs to defend and pursue disputes. The policy pays solicitors’ costs along with disbursements, plus third party costs and costs the business is ordered to pay by a court.
What do we cover?
The policy pays costs to defend an employment dispute, along with any award of compensation, debt recovery, contract disputes, property disputes, squatter protection, legal defence, motor prosecution defence, licence protection tax disputes and personal injury.
In addition, the policy provides access to a 24 hour legal helpline and an online document service so that policyholders are able to access and download documents including:
- Contracts handbooks and letters.
- Base commercial documents
- E-commerce documents
- Employment documents – contracts and procedures
- Health & Safety documents
Points to consider
Business is always challenging, but when legal disputes arise this can be a major distraction in terms of time and money. Commercial legal expenses insurance ensures that your business owner customers get the right help from experts quicky, with the peace of mind of knowing the costs involved are insured.
Policies are sold on an optional or stand-alone basis and cover can be tailored to your customers needs.
Commercial legal expenses insurance provides businesses with protection from legal problems. Our policy provides access to a range of legal experts who can provide advice, documents and representation when required, with no surprises when it comes to legal costs at the end of the process.
Business owners with commercial legal expenses insurance cover have the confidence of knowing they are fully protected for legal disputes without having to budget for expensive legal costs if litigation becomes necessary.