What is Family Legal Expenses Insurance?
Family legal expenses insurance provides protection for a family for any legal disputes that arise. A successful claim will pay the legal costs to pursue and defend legal proceedings and any opponents’ legal costs. The policy also includes a 24-hour legal helpline to provide advice.
What do we cover?
We can cover one or all of the following under one policy:
- Employment disputes
- Contract disputes
- Property disputes
- Legal defence
- Personal injury
- Professional negligence
- Home buyer disputes
- Probate disputes
- Tax disputes
- School admission disputes
Points to consider
Family legal expenses insurance provides protection from legal costs when a dispute arises. If a dispute arises with a neighbour or with an employer knowing that a solicitors’ costs are covered is a comfort.
Legal costs can quickly spiral out of control, with no certainty that these costs can be recovered even if your customer wins their case. This policy ensures access to justice is not denied for those with a genuine case in return for the payment of a relatively modest premium.
Policies are sold on an optional or stand-alone basis or can be included as part of home insurance.