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Family Legal Expenses

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What is Family Legal Expenses Insurance?

Family legal expenses insurance provides protection for a family for any legal disputes that arise. A successful claim will pay the legal costs to pursue and defend legal proceedings and any opponents’ legal costs. The policy also includes a 24-hour legal helpline to provide advice.

What do we cover?

We can cover one or all of the following under one policy:

  • Employment disputes
  • Contract disputes
  • Property disputes
  • Legal defence
  • Personal injury
  • Professional negligence
  • Home buyer disputes
  • Probate disputes
  • Tax disputes
  • School admission disputes

Points to consider

Family legal expenses insurance provides protection from legal costs when a dispute arises. If a dispute arises with a neighbour or with an employer knowing that a solicitors’ costs are covered is a comfort.

Legal costs can quickly spiral out of control, with no certainty that these costs can be recovered even if your customer wins their case. This policy ensures access to justice is not denied for those with a genuine case in return for the payment of a relatively modest premium.

Policies are sold on an optional or stand-alone basis or can be included as part of home insurance.

Why choose Financial & Legal?

Financial & Legal can provide a range of bespoke covers to meet your client’s needs. By adjusting the heads of cover and limits of indemnity we can provide a policy to cover most circumstances.

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

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