Employers Liability | Financial & Legal

What is After The Event Employers Liability Insurance?

If a customer has an accident resulting in an injury at work and wants to bring a claim for compensation against their employer, then an After the Event (ATE) Employers Liability policy will help protect them from the risk of having to pay legal costs.

Who is it for?

We can help if your customer has had an accident at work and does not have Before the Event (BTE) insurance. Taking legal action can be a stressful situation for anyone, particularly if they are still employed. We will also cover claims arising from illnesses and disease caused by your customer’s occupation.

What does it cover?

ATE insurance will cover the cost of own disbursements and opponents’ costs if the claim is unsuccessful or discontinued.

Is there anything else you should know?

Our policies offer comprehensive cover with a limit of indemnity ranging from £25k to £100k.

Why Choose Financial and Legal?

We have 20 years experience in After the Event Insurance
We can tailor policies to suit your clients needs
We are a UK-based insurer.
Delegated Authority is available for acting solicitors depending upon expertise and experience

“Financial & Legal were a great help to us when we unexpectedly needed to secure new capacity at short notice. The F&L team moved very quickly, despite the extensive work involved, and the binder was completed two weeks before the anniversary date. F&L’s support has since been ongoing with continued assistance on all capacity and account management matters.”

Maintenance Direct Insurance Services Limited

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”