0161 603 2140

Home Buyers’ Insurance

We work with you to develop bespoke schemes that provide protection and peace of mind for your clients during property purchases.


Minimal stress, maximum protection

We recognise buying a home can be complex, costly and stressful for your clients with uncertainty at many stages of the buying process. Our Home Buyers’ Insurance policy provides your client with protection and peace of mind should their purchase not take place through no fault of their own.

We do not sell Home Buyers’ Insurance direct to the public, but instead provide a tailored scheme to meet your client’s needs.

What our insurance covers

  • Withdrawal from the sale by the vendor
  • Adverse Legal Search
  • Property Valuation
  • Redundancy
  • Damage to the Property
  • Gazumping
  • Structural Defects
  • Terminal Illness

There is no excess payable under this policy.

Limit of Indemnity

Level 1 Level 2
Conveyancing Fees £800 £1,100
Survey & Valuation Fees £550 £750
Mortgage Arrangement & Lender’s Fees £300 £400
Maximum Amount Payable £1,660 £2,250

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

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