0161 603 2140

Before the event insurance

Legal protection insurance to cover the pursuit and defence of a wide range of claims.


Why BTE insurance?

As people become more aware of their legal rights, and more willing to take legal action, the need for before the event insurance has never been greater, especially for businesses. Traditionally sold as an add-on to motor, home or commercial insurance policies, the addition of BTE insurance is integral in ensuring you and your clients are adequately protected.

Policies underwritten individually or on a bespoke scheme

To create sustainable, long-term partnerships we work proactively to understand the individual needs of each of our clients, delivering a client focused personalised service.

Our policies are designed to protect your clients, both individuals and businesses.

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors


Comprehensive BTE legal protection

  • Uninsured Loss Recovery
  • Personal Injury
  • Property Protection
  • Employment & Commercial Disputes

UK-based legal expenses insurer

Financial & Legal are an established legal expenses insurer based in the UK, regulated by both the Prudential Regulation Authority and the Financial Conduct Authority and publish an annual Solvency & Financial Condition Report.


Policies providing comprehensive vehicle cover for all eventualities.


Tailored policies providing access to justice for households.


Cover that enables landlords to defend their legal rights.


Bespoke policies tailor made to individual businesses needs.

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