Financial & Legal Insurance Company Limited is registered in England under
Company No. 03034220. Financial & Legal Insurance Company Limited is
authorised and regulated by the Financial Services Authority. You can check this
on the FSA Register by visiting www.fsa.gov.uk/pages/register.
“As legal insurance experts, we like to keep abreast of industry news and insights.”
Mike Timmons - General Manager
Looking Forward
Following a very successful 2011, Financial and Legal are preparing for the future and the challenges facing the legal expenses insurance market. Managing Director, Pauline Hobin, comment…
read moreFuture After The Event Insurance Products
With the formation of Alternative Business Structures (ABS) there is likely to be a contraction in the legal market with less high street solicitors. ABS’s and those solicitors that remain w…
read moreQualified One Way Cost Shifting (QOCS)
QOCS is not on face of Bill –and it will be for the Civil Justice council to produce the rules. There remains the possibility of a claimant having to pay a contribution towards defendant’s c…
read moreLegal Aid Sentencing and Punishment of Offenders Bill – next steps and timetable
The above Bill has now completed its report stage through the House of Lords and proposed amendments made by the House of Lords will now be the subject of ‘ping pong’ between the Lords and t…
read moreLegal Aid, Sentencing and Punishment of Offenders Bill
The above bill is currently passing through the House of Lord's. The bill, as it stands, will end the recoverability of After the Event insurance premiums. Financial and Legal insurance thro…
read moreQualified One Way Cost Shifting (QOCS)
The Ministry of Justice have announced their intention to introduce Qualified One Way Cost Shifting (QOCS). Under QOCS the defendant will have to pay his own costs and the other sides costs …
read moreOverdue county court fixed fee consultation response
The response to the county court consultation which was to extend fixed fees ( and it seems probably reduce fees in the Road Traffic Act process too) is now overdue. It was supposed to come …
read moreReferral fees ban
New clauses were put into part 2 at Commons report stage to ban referral fees. It will be a regulatory, not a criminal offence. There are exemptions, which the defendants are attacking. R…
read more
ATE Insurance
After The Event Insurance covering: personal injury, road traffic accidents, clinical negligence, industrial disease, personal and commercial contractual disputes, debt recovery
BTE Insurance
Before The Event Motor, Family, Commercial and Landlord policies covering; uninsured loss recovery, personal injury, property, employment and legal disputes
Let us help
If you have any questions or specific requirements, we're always happy to help.
Call Peter on 0161 603 2214, send an email to peter@financialandlegal.co.uk or complete the contact form here.


