“As legal insurance experts, we like to keep abreast of industry news and insights.”

Mike Timmons - General Manager

Looking Forward

Following a very successful 2011, Financial and Legal are preparing for the future and the challenges facing the legal expenses insurance market. Managing Director, Pauline Hobin, comment…

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Future After The Event Insurance Products

With the formation of Alternative Business Structures (ABS) there is likely to be a contraction in the legal market with less high street solicitors. ABS’s and those solicitors that remain w…

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Qualified One Way Cost Shifting (QOCS)

QOCS is not on face of Bill –and it will be for the Civil Justice council to produce the rules. There remains the possibility of a claimant having to pay a contribution towards defendant’s c…

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Legal Aid Sentencing and Punishment of Offenders Bill – next steps and timetable

The above Bill has now completed its report stage through the House of Lords and proposed amendments made by the House of Lords will now be the subject of ‘ping pong’ between the Lords and t…

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Legal Aid, Sentencing and Punishment of Offenders Bill

The above bill is currently passing through the House of Lord's. The bill, as it stands, will end the recoverability of After the Event insurance premiums. Financial and Legal insurance thro…

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Qualified One Way Cost Shifting (QOCS)

The Ministry of Justice have announced their intention to introduce Qualified One Way Cost Shifting (QOCS). Under QOCS the defendant will have to pay his own costs and the other sides costs …

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Overdue county court fixed fee consultation response

The response to the county court consultation which was to extend fixed fees ( and it seems probably reduce fees in the Road Traffic Act process too) is now overdue. It was supposed to come …

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Referral fees ban

New clauses were put into part 2 at Commons report stage to ban referral fees. It will be a regulatory, not a criminal offence. There are exemptions, which the defendants are attacking. R…

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Find out more about our After the Event Insurance

ATE Insurance

After The Event Insurance covering: personal injury, road traffic accidents, clinical negligence, industrial disease, personal and commercial contractual disputes, debt recovery

Find out more about our Before the Event Insurance

BTE Insurance

Before The Event Motor, Family, Commercial and Landlord policies covering; uninsured loss recovery, personal injury, property, employment and legal disputes

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If you have any questions or specific requirements, we're always happy to help.
Call Peter on 0161 603 2214, send an email to peter@financialandlegal.co.uk or complete the contact form here.